Feature Articles, Opinion Columns, and Information Links about Real Estate & New Homes.
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Mexican Hat daisies growing in West Oak Creek Canyon north of Sedona, Arizona. Photo by Tyger Gilbert
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Arizona Life Is Interest on Home Mortgages Front-End Loaded?
Yahoo! Finance
It is often said that the interest on home mortgages is "front-end loaded", implying that the way lenders charge interest is both unfair and self-serving -- possibly even sinister. The following statement is typical. "Did you know that on your typical 30-year mortgage, it takes approximately 21 years just to pay down less than half of the principal of your loan?"
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